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Consider this... It's 1865: The Civil War is ending and all of your wealth is in confederate currency. Before long, everything you've worked to earn will be worth nothing. Unless you can figure out a way to exchange your currency for something with lasting value. The same is still true for us today. Ultimately, what we have now has short term value unless we figure out how to reinvest it for the long term. At age 58, it is now…